From the monthly archives:

April 2010

Why Do Not Need an Investment Advisor

by Adam April 30, 2010 Basics

Traditionally, there was a solution to the dizzyingly array of investment choice: An investment advisor. A investment advisor can help you to make the best investment choice, make sure you are considering the implications of investing like taxes, risk, and asset allocation.
However you probably don’t need one.

Here’s 4 and half reasons why:

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What’s the Best Investing Style for Me?

by Adam April 28, 2010 Basics

Over the long term ‘buy and hold’ has allowed people to grow their pennies considerably with many studies demonstrating that it beats the performance of many committed investors (who can make mistakes or get greedy), whilst avoiding having to make frequent and costly trades, or reading company reports. Read what this all means for what *you* should do to grow your pennies.

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The Taboo of Investing in the Stock Market

by Adam April 26, 2010 Basics

Magical Penny presents 4 reasons why people don’t invest and why *you* should.

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Tracking your Net worth

by Adam April 23, 2010 Basics

If you’re not writing down your ‘net worth’ every month you will find it difficult to know if you are making consistant financial process. Once you do then it’s a simple as being consistant and checking if your ‘net worth’ is moving in the right direction.

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“It Starts When You Save”

by Adam April 21, 2010 Personal development

Magical Penny tries something a little different…

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The UK Loves Their Houses…but Should We?

by Adam April 19, 2010 Investing

One big monthly expense that can make or break your financial life is your housing. Naturally then, it’s a topic worth exploring if you are to successfully grow your pennies in the best way that works for you.

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Emergency Post -Reassessing Spending Choices: Is what works for you really working?

by Adam April 16, 2010 Personal development

Reading things that challenge you can help you assess your own values when it comes to spending and saving money. You should be striving to learn not only about things you know, but also about what you don’t know and what you don’t know you don’t know. You know?

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Your Home is Not an Investment

by Adam April 14, 2010 Investing

Whilst saving for a house deposit is an admirable goal it shouldn’t stop you from begin investing for even longer-term savings goals like retirement. It’s not OK to just be saving for a house. Click to read why saving for a house isn’t enough.

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Why You Should Be Investing

by Adam April 12, 2010 Basics

unlike in America where it appears stock market investing is ‘sexy’ and cool’, us Brits are traditionally a bit more reserved about investing in stocks and shares.

Talking with my friends about the subject most think investing is something that only rich people do; that it’s complicated and risky; or it’s something they’ll get around to but it’s too hard right now.

There’re wrong though. Read why.

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A Chance Encounter -How I Became Interested in Personal Finance

by Adam April 9, 2010 Blogging

Magical Penny has set the ground-work for growing your pennies: covering debt, saving and focus, amongst other topics. Starting on Monday Magical Penny will begin Investing 101 but to finish the week I thought it would be worth sharing how a chance encounter with the subject led me to first begin growing my pennies.

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