From the category archives:

Focus

Only Today

by Adam July 21, 2010 Focus

None of us have all the time in the world.

Only today. Here’s how to make it count, whether you’re growing your pennies or otherwise.

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How to Avoid Burn-Out

by Adam July 14, 2010 Focus

Have you ever felt burn-out or do you feel your good money intentions are wavering or you’re not reaching time-specific goals? It happens to us all so here are some things I’ve found useful to stay on track.

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Get Rich with Secrets of Top Marketers

by Adam June 28, 2010 Focus

Here’s five selling ideas and how you can use them in your own life. The techniques are really useful for selling to yourself to make your future self really really happy.

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The Dangers of a Growing Bank Account

by Adam May 21, 2010 Focus

For most of us in our 20s and 30s, our savings and investments are pretty minimal at the moment but as your savings grow you’ll need to look out for some tricks of the mind that could lead to a loss of perspective or a loss of focus.

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Five ways to make your budget work

by Adam May 3, 2010 Basics

‘Budgets’ are like home-exercise machines. They sound great, and just having one around make you feel better at first, but then ‘life’ comes along and it sits in the corner gathering dust.
However if you want a growing pile of pennies, you really should dust off that budget and try again.
Here’s five ways to make sure it works this time.

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Tracking your Net worth

by Adam April 23, 2010 Basics

If you’re not writing down your ‘net worth’ every month you will find it difficult to know if you are making consistant financial process. Once you do then it’s a simple as being consistant and checking if your ‘net worth’ is moving in the right direction.

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The 3 Pronged Approach to Financial Goal Setting

by Adam March 19, 2010 Focus

Ultimately when it comes to creating your own budget I encourage you to consider the Magical Penny 3 Pronged Approach of working towards short, medium and long-term goals at the same time. It might like a lot of saving and it won’t always be easy but doing so can have a powerful effect on your life.

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Keeping Focused: Saving for the Long Term

by Adam March 17, 2010 Focus

We all have hundreds of things to spend our pennies on and not all of us have great incomes. With all of the different priorities for our pennies it might seem impossible and even pointless to save for your long term future, but it’s not. You should start. Today. It’s not even that hard either: surprisingly the best way to stay focused on long term savings is actually to not focus on it at all. Intrigued? Read on!

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Pay off debt or save?

by Adam March 15, 2010 Debt

Saving for medium term goals has an immediate psychological value: it makes your wishes and dreams more real. This post argues that you should be saving for medium term goals regardless of your debt-level

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How to Pay off Debt

by Adam March 12, 2010 Debt

With this first of 3 posts on the power of focus when it comes to growing your pennies, Magical Penny will highlight techniques and strategies to help you remain focused on your financial goals. Read the article to find out some easy snow and water-related ways to give your debt reduction plans an incredible amount of focus!

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