In our lives, we have so many different expenses that will have a big effect on our bank balance. Most of these will be necessary and there will be no way we can live without them – things like your rent or mortgage payments, energy bills, and regular grocery shop. All of the rest will be easy enough to cut back on or to cut completely. Yes, that’s right, even the ones you don’t think you’d be able to live without.
Here are a few of the most common expenses that people think they won’t be able to live without. I’ll show you how it’s done!
Satellite TV
If you still have a monthly subscription to Sky or another cable or satellite TV company, it’s really worth thinking about ditching it. It’s an expensive cost and there are so many more affordable ways to watch your favourite shows. You could just stick with terrestrial TV. Just remember to pay your TV license so you can take advantage of iPlayer. Even paying for a streaming service like Netflix or NowTV will work out cheaper than satellite TV!
On-The-Go Coffees
Do you like to pick up a coffee when you are on the way to your office? It may not seem like such a huge cost but those daily coffees really do add up over the year! Why not wait until you get into the office to make yourself a free coffee there? If you really can’t ditch the takeaway coffees, it’s worth taking your own reusable cup, like the ones from https://www.rcup.co.uk as most coffee shops offer a discount for everyone who does.
Car Lease Payments
These days it is very common for people to lease their cars. Rather than buying them outright, they instead take out a lease and pay monthly payments. These payments can be quite large, though, and could end up draining your monthly allowance. Instead, you might want to visit a second-hand dealership like https://www.chrender.co.uk and buy a car outright. You then won’t have to worry about any expensive monthly repayments over the next few years. Plus, you will be able to sell the car once you are finished with it, so you will get something back from it.
Gym Memberships
You don’t have to be a member of an expensive gym to keep fit. There are plenty of free or more affordable ways to keep your heart racing! For instance, you could start running a few times a week. Cycling to and from work is another way to burn off the calories.
Eating Out
Do you really need to eat out so often? Of course, ditching restaurants isn’t an excuse to start relying on expensive and unhealthy takeaways. Instead, you can treat yourself by cooking a healthier version of your favourite takeaway using one of the recipes at http://www.foodnetwork.co.uk.
So, which of these unnecessary expenses do you think you will be able to live without from now on?
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