Forget Stocks: Small-time Investments For Beginners

by Adam on March 9, 2017

Investing can make you a lot of money, but it can sometimes be a gamble that in some cases requires you to have a large sum of money to begin with. Before taking the dangerous dive into stocks, investment newbies are best trying a few low-risk low-cost strategies first in order to get a feel for it.

Here are a few strategies – most of which you can buy into for less than fifty quid.


A good bottle of wine can dramatically increase in value with time. Buying a few bottles to store in the wine rack could make you a profit in years to come. You’re best off consulting a wine aficionado first that can tell which harvest seasons and areas are worth looking out for. If you have the money, you may even be able to invest in a crate. Keep the wine stored away from heat and let everyone know not to open it!

Disney movies

The Disney vault has become an investment strategy for keen filmaholics. Every decade, Disney releases limited hard copies of its films that have attracted the eager eyes of investors. A box set costing ten quid could possibly go up to thirty quid in ten years, whilst older copies can go for more. Horde a few copies and sell them in ten years and you could make a tidy profit.


Some crowdfunding sites now allow you to buy bonds. You can invest as much as you’d like into whichever project you’d like. Funding startups can be risky, as you’re never entirely sure whether they’re going to make it or not. However, given that you can practically invest as much or little as you’re willing to give away, the negative payoff for your risk is minimised.

Peer-to-peer lending

Lending sites are becoming more popular, allowing you to loan money to those in need. From these loans, you can make a return, although it will generally only be a miniscule amount for small loans. Go big and you could be guaranteed a good profit. Use review sites to ensure you pick a reliable peer to peer site and aren’t swindled out of your money.

Saving moneyForeign currency

Investing in foreign currency can be unpredictable, but you have a lot of freedom as to how much you put in, unlike the majority of stocks. Many choose to convert via ETF. Larger amounts are better for seeing a return – the transfer cost needs to be catered for and can make converting small amounts of money worthless. However, if you’re lucky enough to convert to a fast rising currency at the right time, you could make a lot of money on an investment as low as a hundred quid.

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