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	<title>Comments on: Financial Lessons of a cheese pedlar</title>
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	<link>http://magicalpenny.com/financial-lessons-of-an-cheese-pedlar/</link>
	<description>Grow your money and learn to invest</description>
	<lastBuildDate>Mon, 07 May 2012 05:01:46 +0000</lastBuildDate>
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		<title>By: Adam</title>
		<link>http://magicalpenny.com/financial-lessons-of-an-cheese-pedlar/comment-page-1/#comment-913</link>
		<dc:creator>Adam</dc:creator>
		<pubDate>Sat, 12 Feb 2011 01:35:39 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=198#comment-913</guid>
		<description>You&#039;re right Lisa! I definitely do. I&#039;m actually working on a premium product about pensions but I should at least write a few blog posts on them :)  Personally I&#039;m not a fan of stake holder pensions -personal pensions have more freedom and flexibility -and can be as cheap or even cheaper than stake holder ones.

Thanks for the kind words too, Lisa.</description>
		<content:encoded><![CDATA[<p>You&#8217;re right Lisa! I definitely do. I&#8217;m actually working on a premium product about pensions but I should at least write a few blog posts on them <img src='http://magicalpenny.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />   Personally I&#8217;m not a fan of stake holder pensions -personal pensions have more freedom and flexibility -and can be as cheap or even cheaper than stake holder ones.</p>
<p>Thanks for the kind words too, Lisa.</p>
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		<title>By: Lisa Clark</title>
		<link>http://magicalpenny.com/financial-lessons-of-an-cheese-pedlar/comment-page-1/#comment-912</link>
		<dc:creator>Lisa Clark</dc:creator>
		<pubDate>Sat, 12 Feb 2011 01:04:42 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=198#comment-912</guid>
		<description>Write the blog on pensions already Adam! I could really do with some advise re Stakeholder pension.
Love your blog - it&#039;s always nice to find one in pounds and not dollars.</description>
		<content:encoded><![CDATA[<p>Write the blog on pensions already Adam! I could really do with some advise re Stakeholder pension.<br />
Love your blog &#8211; it&#8217;s always nice to find one in pounds and not dollars.</p>
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		<title>By: Free Money Finance March Money Madness, Round 1, Posts 45-48 &#124; Finance Blog</title>
		<link>http://magicalpenny.com/financial-lessons-of-an-cheese-pedlar/comment-page-1/#comment-911</link>
		<dc:creator>Free Money Finance March Money Madness, Round 1, Posts 45-48 &#124; Finance Blog</dc:creator>
		<pubDate>Fri, 11 Feb 2011 16:49:17 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=198#comment-911</guid>
		<description>[...] Financial Lessons of a cheese pedlar (Cheese) &#8211; For saving and investing, will-power is great for getting started but to be certain to save consistently, you have to take the will-power out of the equation and make it non-negotiable. This post put me on the map as a financial blogger as I detailed how Subway sandwich artists up-sell cheese in their subs and then I compared this to how you can employ similar techniques to &#8216;upsell&#8217; yourself into saving more money for your future. [...]</description>
		<content:encoded><![CDATA[<p>[...] Financial Lessons of a cheese pedlar (Cheese) &#8211; For saving and investing, will-power is great for getting started but to be certain to save consistently, you have to take the will-power out of the equation and make it non-negotiable. This post put me on the map as a financial blogger as I detailed how Subway sandwich artists up-sell cheese in their subs and then I compared this to how you can employ similar techniques to &#8216;upsell&#8217; yourself into saving more money for your future. [...]</p>
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		<title>By: Free Money Finance March Money Madness, Round 1, Posts 45-48 &#124; Personal Financial Solution</title>
		<link>http://magicalpenny.com/financial-lessons-of-an-cheese-pedlar/comment-page-1/#comment-910</link>
		<dc:creator>Free Money Finance March Money Madness, Round 1, Posts 45-48 &#124; Personal Financial Solution</dc:creator>
		<pubDate>Fri, 11 Feb 2011 15:22:51 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=198#comment-910</guid>
		<description>[...] Financial Lessons of a cheese pedlar (Cheese) &#8211; For saving and investing, will-power is great for getting started but to be certain to save consistently, you have to take the will-power out of the equation and make it non-negotiable. This post put me on the map as a financial blogger as I detailed how Subway sandwich artists up-sell cheese in their subs and then I compared this to how you can employ similar techniques to &#8216;upsell&#8217; yourself into saving more money for your future. [...]</description>
		<content:encoded><![CDATA[<p>[...] Financial Lessons of a cheese pedlar (Cheese) &#8211; For saving and investing, will-power is great for getting started but to be certain to save consistently, you have to take the will-power out of the equation and make it non-negotiable. This post put me on the map as a financial blogger as I detailed how Subway sandwich artists up-sell cheese in their subs and then I compared this to how you can employ similar techniques to &#8216;upsell&#8217; yourself into saving more money for your future. [...]</p>
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		<title>By: Lillie</title>
		<link>http://magicalpenny.com/financial-lessons-of-an-cheese-pedlar/comment-page-1/#comment-135</link>
		<dc:creator>Lillie</dc:creator>
		<pubDate>Mon, 22 Mar 2010 13:47:17 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=198#comment-135</guid>
		<description>Thanks for the excellent advice. I currently have the first one in place but have yet to set up number two. Since the pay cycle has already passed for this pay period, I will make sure that it&#039;s implemented in the next one. I like the idea more and more of up-selling myself and the lessons of the cheese pedlar made it crystal clear.</description>
		<content:encoded><![CDATA[<p>Thanks for the excellent advice. I currently have the first one in place but have yet to set up number two. Since the pay cycle has already passed for this pay period, I will make sure that it&#8217;s implemented in the next one. I like the idea more and more of up-selling myself and the lessons of the cheese pedlar made it crystal clear.</p>
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		<title>By: Pat Walker</title>
		<link>http://magicalpenny.com/financial-lessons-of-an-cheese-pedlar/comment-page-1/#comment-99</link>
		<dc:creator>Pat Walker</dc:creator>
		<pubDate>Wed, 10 Mar 2010 18:19:37 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=198#comment-99</guid>
		<description>I&#039;ve always wondered why I ordered a hamburger or by a number for a hamburgerr meal they ask if I wanted cheese. To my mind if I wanted to a cheeseburger I would have ask for one.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve always wondered why I ordered a hamburger or by a number for a hamburgerr meal they ask if I wanted cheese. To my mind if I wanted to a cheeseburger I would have ask for one.</p>
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	<item>
		<title>By: Carnival of Personal Finance #245 &#8211; &#34;Dollar Doodles&#34; edition. &#173; Share My Live</title>
		<link>http://magicalpenny.com/financial-lessons-of-an-cheese-pedlar/comment-page-1/#comment-97</link>
		<dc:creator>Carnival of Personal Finance #245 &#8211; &#34;Dollar Doodles&#34; edition. &#173; Share My Live</dc:creator>
		<pubDate>Wed, 10 Mar 2010 09:42:51 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=198#comment-97</guid>
		<description>[...] Magical Penny: Financial Lessons of a Cheese Pedlar. Cheese &amp; finance?! AWESOME!  If you frequent Subway a bit, and like keeping your money, this [...]</description>
		<content:encoded><![CDATA[<p>[...] Magical Penny: Financial Lessons of a Cheese Pedlar. Cheese &amp; finance?! AWESOME!  If you frequent Subway a bit, and like keeping your money, this [...]</p>
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		<title>By: Adam</title>
		<link>http://magicalpenny.com/financial-lessons-of-an-cheese-pedlar/comment-page-1/#comment-66</link>
		<dc:creator>Adam</dc:creator>
		<pubDate>Sat, 27 Feb 2010 16:28:21 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=198#comment-66</guid>
		<description>@Moah -Great strategy: I do exactly the same thing. I also find it helpful to do a &#039;net-worth&#039; calculation at the same time so I can see if I&#039;m moving in a positive direction each month.

@Jon, Extended warranties certainly are something I&#039;d like to explore in the future on Magical Penny, but over the next few weeks I&#039;m going to continue with the &#039;story arc&#039; of getting prepared and learning about investing. It&#039;s interesting to hear your perspective because I haven&#039;t heard many &#039;extended warranties are good&#039; stories.</description>
		<content:encoded><![CDATA[<p>@Moah -Great strategy: I do exactly the same thing. I also find it helpful to do a &#8216;net-worth&#8217; calculation at the same time so I can see if I&#8217;m moving in a positive direction each month.</p>
<p>@Jon, Extended warranties certainly are something I&#8217;d like to explore in the future on Magical Penny, but over the next few weeks I&#8217;m going to continue with the &#8216;story arc&#8217; of getting prepared and learning about investing. It&#8217;s interesting to hear your perspective because I haven&#8217;t heard many &#8216;extended warranties are good&#8217; stories.</p>
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	<item>
		<title>By: Best of Personal Finance Roundup: Financial Lessons of Cheese Peddler- Financial Eyes &#38; Ears</title>
		<link>http://magicalpenny.com/financial-lessons-of-an-cheese-pedlar/comment-page-1/#comment-63</link>
		<dc:creator>Best of Personal Finance Roundup: Financial Lessons of Cheese Peddler- Financial Eyes &#38; Ears</dc:creator>
		<pubDate>Fri, 26 Feb 2010 18:33:16 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=198#comment-63</guid>
		<description>[...] Financial Lessons of Cheese Peddler &#8212; This very well done post spells out the psychology of buying and selling in an entertaining and accurate way! Magical Penny [...]</description>
		<content:encoded><![CDATA[<p>[...] Financial Lessons of Cheese Peddler &mdash; This very well done post spells out the psychology of buying and selling in an entertaining and accurate way! Magical Penny [...]</p>
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	<item>
		<title>By: Jon</title>
		<link>http://magicalpenny.com/financial-lessons-of-an-cheese-pedlar/comment-page-1/#comment-52</link>
		<dc:creator>Jon</dc:creator>
		<pubDate>Thu, 25 Feb 2010 14:39:32 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=198#comment-52</guid>
		<description>I&#039;m intrigued as to whether you&#039;re going to follow-up the &#039;fascinating&#039; subject of extended warranties at some point. I feel they are generally unduly chastised by sections of the public/media. The number I have bought were more than outweighed by the shiny new Vaio laptop and money in the bank I have got from mine (as well as some other benefits, but others where I got no return). However, with the new Direct Debit idea, they are a little more tenuous. Anyway, I hope you will be doing a future post on this. 

Oh, and instant saving is idiot proof. I think you are reminding me that now I am a bit more settled, I need to turn them &#039;on&#039; again!</description>
		<content:encoded><![CDATA[<p>I&#8217;m intrigued as to whether you&#8217;re going to follow-up the &#8216;fascinating&#8217; subject of extended warranties at some point. I feel they are generally unduly chastised by sections of the public/media. The number I have bought were more than outweighed by the shiny new Vaio laptop and money in the bank I have got from mine (as well as some other benefits, but others where I got no return). However, with the new Direct Debit idea, they are a little more tenuous. Anyway, I hope you will be doing a future post on this. </p>
<p>Oh, and instant saving is idiot proof. I think you are reminding me that now I am a bit more settled, I need to turn them &#8216;on&#8217; again!</p>
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