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	<title>Comments for Magical Penny</title>
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	<link>http://magicalpenny.com</link>
	<description>Grow your money and learn to invest</description>
	<lastBuildDate>Mon, 07 May 2012 05:01:46 +0000</lastBuildDate>
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		<title>Comment on The Reality of Self-Employment by Frugal Portland</title>
		<link>http://magicalpenny.com/reality-of-self-employment/comment-page-1/#comment-1686</link>
		<dc:creator>Frugal Portland</dc:creator>
		<pubDate>Mon, 07 May 2012 05:01:46 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=1996#comment-1686</guid>
		<description>I&#039;ve never heard of the term &quot;opportunity fund&quot; before -- that&#039;s awesome.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve never heard of the term &#8220;opportunity fund&#8221; before &#8212; that&#8217;s awesome.</p>
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		<title>Comment on The Reality of Self-Employment by Financial Simplicity Carnival #10 &#124; Evolving Personal Finance</title>
		<link>http://magicalpenny.com/reality-of-self-employment/comment-page-1/#comment-1685</link>
		<dc:creator>Financial Simplicity Carnival #10 &#124; Evolving Personal Finance</dc:creator>
		<pubDate>Sun, 06 May 2012 15:02:40 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=1996#comment-1685</guid>
		<description>[...] presents The Reality of Self-Employment posted at Magical Penny. &#8220;I didn&#8217;t intend to become an entrepreneur&#8230;but [...]</description>
		<content:encoded><![CDATA[<p>[...] presents The Reality of Self-Employment posted at Magical Penny. &#8220;I didn&#8217;t intend to become an entrepreneur&#8230;but [...]</p>
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		<title>Comment on The Reality of Self-Employment by The Carnival of Financial Camaraderie #32 - Young And Thrifty &#124; Young And Thrifty</title>
		<link>http://magicalpenny.com/reality-of-self-employment/comment-page-1/#comment-1684</link>
		<dc:creator>The Carnival of Financial Camaraderie #32 - Young And Thrifty &#124; Young And Thrifty</dc:creator>
		<pubDate>Sat, 05 May 2012 05:19:35 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=1996#comment-1684</guid>
		<description>[...] presents The Reality of Self-Employment posted at Magical Penny, saying, I didn&#8217;t intend to become an entrepreneur growing up, but [...]</description>
		<content:encoded><![CDATA[<p>[...] presents The Reality of Self-Employment posted at Magical Penny, saying, I didn&#8217;t intend to become an entrepreneur growing up, but [...]</p>
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		<title>Comment on The Reality of Self-Employment by The Carnival of Financial Camaraderie #32 - Young And Thrifty &#124; Young And Thrifty</title>
		<link>http://magicalpenny.com/reality-of-self-employment/comment-page-1/#comment-1683</link>
		<dc:creator>The Carnival of Financial Camaraderie #32 - Young And Thrifty &#124; Young And Thrifty</dc:creator>
		<pubDate>Sat, 05 May 2012 05:19:35 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=1996#comment-1683</guid>
		<description>[...] presents The Reality of Self-Employment posted at Magical Penny, saying, I didn&#8217;t intend to become an entrepreneur growing up, but [...]</description>
		<content:encoded><![CDATA[<p>[...] presents The Reality of Self-Employment posted at Magical Penny, saying, I didn&#8217;t intend to become an entrepreneur growing up, but [...]</p>
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		<title>Comment on The 3 Things You Need to Do After Reading Magical Penny by Karen Bryan</title>
		<link>http://magicalpenny.com/3-things/comment-page-1/#comment-1678</link>
		<dc:creator>Karen Bryan</dc:creator>
		<pubDate>Wed, 02 May 2012 15:39:15 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=2046#comment-1678</guid>
		<description>Some good advice in that interview Adam.

Event attendees, excluding the sponsors and organisers, have until 15 May 2012 to enter the competition to win one of two 2 night hotel stays during the event:
http://www.helpmetosave.com/2012/03/write-on-finance-blog-up-leeds-competition/</description>
		<content:encoded><![CDATA[<p>Some good advice in that interview Adam.</p>
<p>Event attendees, excluding the sponsors and organisers, have until 15 May 2012 to enter the competition to win one of two 2 night hotel stays during the event:<br />
<a href="http://www.helpmetosave.com/2012/03/write-on-finance-blog-up-leeds-competition/">http://www.helpmetosave.com/2012/03/write-on-finance-blog-up-leeds-competition/</a></p>
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		<title>Comment on Window Shopping: the good, the bad and the ugly by Spending Money on Education and Inspiration &#124; Talented, Accomplished Writers Share their Secrets</title>
		<link>http://magicalpenny.com/window-shopping/comment-page-1/#comment-1673</link>
		<dc:creator>Spending Money on Education and Inspiration &#124; Talented, Accomplished Writers Share their Secrets</dc:creator>
		<pubDate>Mon, 30 Apr 2012 16:51:30 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=1184#comment-1673</guid>
		<description>[...] I wrote about the perils of window shopping. [...]</description>
		<content:encoded><![CDATA[<p>[...] I wrote about the perils of window shopping. [...]</p>
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	<item>
		<title>Comment on The Absolute &#8216;Must-Do&#8217;s of Payday Loans by John</title>
		<link>http://magicalpenny.com/payday-loans/comment-page-1/#comment-1671</link>
		<dc:creator>John</dc:creator>
		<pubDate>Sat, 28 Apr 2012 19:50:32 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=2012#comment-1671</guid>
		<description>I think people should avoid payday loans like the plague. The interest rates are absolutely horrible! There are other ways to get out of a pinch everyone! :D</description>
		<content:encoded><![CDATA[<p>I think people should avoid payday loans like the plague. The interest rates are absolutely horrible! There are other ways to get out of a pinch everyone! <img src='http://magicalpenny.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
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		<title>Comment on Sponsored Video: Pension Confusion by Adam</title>
		<link>http://magicalpenny.com/pension-confusion/comment-page-1/#comment-1669</link>
		<dc:creator>Adam</dc:creator>
		<pubDate>Tue, 24 Apr 2012 15:01:56 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=1845#comment-1669</guid>
		<description>This is a great comment, so thanks Sam.

I&#039;ll address this in a post shortly. In short, I&#039;ve stopped temporarily but will be starting soon and making up for lost time.

It&#039;s still totally worth getting the match, even if it&#039;s low...if nothing else it spreads your risk.

Great comment.</description>
		<content:encoded><![CDATA[<p>This is a great comment, so thanks Sam.</p>
<p>I&#8217;ll address this in a post shortly. In short, I&#8217;ve stopped temporarily but will be starting soon and making up for lost time.</p>
<p>It&#8217;s still totally worth getting the match, even if it&#8217;s low&#8230;if nothing else it spreads your risk.</p>
<p>Great comment.</p>
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		<title>Comment on Energy Myths Exposed by Bret @ Hope to Prosper</title>
		<link>http://magicalpenny.com/energy-myths-exposed/comment-page-1/#comment-1667</link>
		<dc:creator>Bret @ Hope to Prosper</dc:creator>
		<pubDate>Thu, 19 Apr 2012 21:23:44 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=1944#comment-1667</guid>
		<description>Adam,

I live in San Clemente, which is half-way between L.A. and San Diego.  Our city has the motto &quot;World&#039;s Best Climate&quot;.  Our house doesn&#039;t have air conditioning, since we live just a few blocks from the ocean.  I grew up inland and it was way too hot in the summer.  I don&#039;t miss that.

I am quite a ways from San Francisco and am not sure yet if I will attend FinCon.  If so, I&#039;ll let you know.  Also, if you ever come near Southern California, let me know.</description>
		<content:encoded><![CDATA[<p>Adam,</p>
<p>I live in San Clemente, which is half-way between L.A. and San Diego.  Our city has the motto &#8220;World&#8217;s Best Climate&#8221;.  Our house doesn&#8217;t have air conditioning, since we live just a few blocks from the ocean.  I grew up inland and it was way too hot in the summer.  I don&#8217;t miss that.</p>
<p>I am quite a ways from San Francisco and am not sure yet if I will attend FinCon.  If so, I&#8217;ll let you know.  Also, if you ever come near Southern California, let me know.</p>
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		<title>Comment on The Reality of Self-Employment by Adam</title>
		<link>http://magicalpenny.com/reality-of-self-employment/comment-page-1/#comment-1665</link>
		<dc:creator>Adam</dc:creator>
		<pubDate>Wed, 18 Apr 2012 22:12:25 +0000</pubDate>
		<guid isPermaLink="false">http://magicalpenny.com/?p=1996#comment-1665</guid>
		<description>Absolutely right about how much of life is a psychological game. Seeing my bank account drop and knowing that a big lump sum is not about to deposit itself in there at the end of the month is something I&#039;m not quite used to yet.

And it was a great call to bring up my age and situation. It&#039;s a huge factor as to why I&#039;m not super stressed...I only have to look after myself rather than support a family. Nor do I have a mortgage or any other kind of debt other than income-based student loans.

Thanks Erik.</description>
		<content:encoded><![CDATA[<p>Absolutely right about how much of life is a psychological game. Seeing my bank account drop and knowing that a big lump sum is not about to deposit itself in there at the end of the month is something I&#8217;m not quite used to yet.</p>
<p>And it was a great call to bring up my age and situation. It&#8217;s a huge factor as to why I&#8217;m not super stressed&#8230;I only have to look after myself rather than support a family. Nor do I have a mortgage or any other kind of debt other than income-based student loans.</p>
<p>Thanks Erik.</p>
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